129773160546562500_220In 2011, which banks will finance, product returns higher?
What banking more secure, lower risk control? A few days ago, Puyi wealth announced the 2011 bank financial management report. According to the report, financial management ranking the top 10 banks followed by China Merchants Bank, Bank of China, industrial and commercial bank, China Everbright Bank, silverBank, the agricultural Bank, Hang Seng Bank, Bank of communications Beijing and Shenzhen Development Bank. 2011 bank financial management report published by Puyi wealth and trust from Southwestern University of finance and wealth management Institute provides research support. Ranking in 2011 for the observation period, statistics on the Commercial Bank Bank financing products and evaluation, quantitative evaluationIncrease the assessment questionnaire, on the basis, also ruled out offering the product number or public bank with zero yield to maturity of the product number, and release products and announced a yield to maturity of expired products are less than 15 banks, ultimately there are 58 bank accounts. Joint-stock banks are still offering mainstay reports show, 2011 issue of financial products top 10The Bank in turn is China Merchants Bank, Minsheng Bank, industrial and commercial bank of China, Bank of China, Bank of communications, China Construction Bank, Bank of China, Shenzhen Development Bank, the Bank and the agricultural Bank of Beijing. Which, among the top three in the Bank and the industrial and commercial bank of China Merchants Bank, the people's livelihood, their circulation is more than 2000, 2,973, 2,367 and 2006 respectively.According to bank financing products issued last year compared to signs of obvious speed increase. Number issued for the whole year is 22
tera gold,441 (average of 61 per day), issuance of 16.99 trillion yuan.
Compared with 2010, an increase of these two indicators is above 100%, and y/y growth significantly over 2009 and 2010. From the Bank,Financial product issuers, 2011 joint-stock commercial banks continued to be the main force. The type of bank products market share for the whole year is approximately 40%, fell slightly by 2010 in though, but the absolute leading position is not changed. In addition, the State-owned bank financing products issued remain second in market share, and joint-stock commercialBanks
tera power leveling, its market share per cent in 2010 also fell slightly, to 34.44%. Circulation of foreign bank account for 6.71% appear a more substantial decline in 2010, to 4.41%. Puyi wealth report, mainly because foreign banks have always issued to structured finance products and QDIIAnd since the beginning of 2011, due to the continued deterioration of the environment in international financial markets, investment risks further increasing market demand for both products, thus increasing the difficulty of foreign bank issuing the product. Worthy of note is, joint-stock commercial banks, State-owned banks and foreign banks fall in market share, were occupied by urban commercial banks and financial institutions in rural areas��
2011 increase in market share of the largest firm offering products, rose from per cent in 2010 per cent in 2011, nearly 4,300 product release number, Chiang Kai-shek shows the subject of these banks in financial markets rise. Minsheng bank profitability top due under in the 2011 year and announced a yield to maturityStatistical analysis of the rate of Bank wealth management products, profitability top 10 banks followed by Minsheng Bank, industrial and commercial bank of China, China Everbright Bank, Bank of China, Shenzhen Development Bank, China Merchants Bank, Bank of communications Beijing Bank, Guangdong Development Bank, and the Swiss banks. Following the second half of last year after inflation remains high, 2011 instead of reducing the level of inflation increase.Central Bank 6 times last year raised the reserve requirement ratio and a 3-time increases in interest rates, interbank financial markets nervous, money market interest rates high, pushing 2011 renminbi-denominated bonds and money market products expected rate of return, together, these factors make for 2011 term renminbi-denominated bonds and money market products expected rate of return across the sharp rise in average yields close to4% or more. Reports show that profitability of banking products in a ranking of Minsheng Bank first, the Bank announced a yield to maturity of the product of the average yield to maturity was 4.23%, yield to maturity rate of 5.4% and paragraph 186 above. Chengdu business daily reporter notes, common features of the top three banks are expired products in volume, But the average EI value of expired product (yield to maturity/period theory of deposit rates) is not very prominently. EI values show that these banks already have considerable advantage in product pricing, delivered to the investor's income in the industry are relatively high, but relies on its own investment in better management and sustained release, won investor loyalty and market share.Such as the Bank ranked, according to the Puyi, the average EI value of expired products are not very prominently, but the average EI value of fluctuation range is the smallest of all banks, relatively stable yield to maturity along with the line number up to 2,090 due its profitability rankings in the leading level. In addition, the bank run by QDII product did better than other banks at between 2011 and, also, to a certain extent, this contributed to the Bank's earnings performance. Wind controlled power is relatively weak regional banks for 2011 bank financial risk control charts top 10 banks in turn was Hang Seng Bank, Bank of communications, China Merchants Bank, Bank of China, Shanghai Pudong Development Bank, China Minsheng banking, topSea Bank, China Everbright Bank, Bank of Jiangsu and Standard Chartered Bank, which has branches in Chengdu had 8.
Air control in the top ten commercial banks, 2 joint-stock commercial banks, State-owned banks, 4 2 home and 2 of city commercial banks foreign banks. 58 banks from the individual's overall ranking, according to the type of bank angle, State-owned banks, stockCommercial banks and foreign banks are much better than the regional banks in risk control capacity, only 6 of the top 20 banks regional banks, namely Bank of Bank of Bank of Shanghai, Jiangsu, Beijing, XI ' an, Dongguan's banks, commercial banks, and banks, Shanghai Bank and commercial banks have branches in Chengdu. Puyi wealth researchers said the Bank gains realCapacity and income stability is outstanding, while banking risk control section of the assessment questionnaire score higher in the businesses of the city. And wind control after the top ten banks regional banks, 7 cities and 3 respectively the Bank. From Puyi's wealth report, these banks ranked by risk control measures after the main reason is that they score generally moreLow or even zero points
tera gold, at the same time announce the number of expired product yield to maturity is low, in paragraph 50 below, lower gains led to achieving scores, they evaluate bank financial risk control in the questionnaire section scores are generally lower than other banks. China Merchants Bank Finance ranking the leading from the financial abilities of ranking, top 10 for 2011Banks followed by China Merchants Bank, Minsheng Bank, industrial and commercial bank, China Everbright Bank, Bank of China, the agricultural Bank, Hang Seng Bank, Bank of communications Beijing and Shenzhen Development Bank. Classification of measurement data from banks, among the comprehensive list of the top ten banks, also has good performance of individual rankings. China Merchants Bank ranked comprehensive top financial management, itsNormative list of line capacity and information disclosure, also were ranked first, profitability, risk control and financial management services of rich ranks among the top five, individual good performance makes the financial ability of ranking the top spot. Minsheng Bank ranking second, Puyi according to wealth, which benefit from the Bank's profitability this year ranked first, andCompared to the two larger lead, while the Bank's issue and risk control are also entered the top ten, evaluation questionnaire revealed the Bank's risk control and operation management of both studios. Financial management after ranking the ten banks this year mainly for city commercial banks, rural firms or rural credit cooperatives. Figures provided by the integrated Pu yi of wealth, these banksAfter ranked, most of the products are issued and published information is transparent, the yield to maturity of less number of expired product-related. Online statement Gold: gold online reprint of the above content, does not indicate that confirm the description, for investors ' reference only and does not constitute investment advice. Investor operations accordingly, at your own risk.
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